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Granted vs. Resolve Medical Bills: Bill Review vs. Full-Service Negotiation

Granted vs. Resolve Medical Bills: Bill Review vs. Full-Service Negotiation

Granted vs. Resolve Medical Bills

If you’re comparing Granted vs. Resolve Medical Bills, the difference comes down to when you need help and how big your bill is.

  • Granted helps with any medical bill, anytime — before you pay or after

  • Resolve Medical Bills focuses on larger bills (typically $5,000+) that already need negotiation

For most people, the difference comes down to when and how you want help and whether you want support as soon as a bill shows up, or a service focused specifically on negotiating larger balances.

What is Resolve Medical Bills?

Resolve Medical Bills is a medical bill negotiation service designed for large balances and medical debt.

They focus on situations where a bill is already high, unresolved, or in collections.

With Resolve, you:

  • Work with a dedicated advocate

  • Have them review your bill and insurance claims

  • File appeals if coverage was denied or underpaid

  • Apply for financial assistance programs

  • Negotiate directly with hospitals or providers

Resolve handles the process end-to-end, but it’s built for fewer, higher-dollar cases, not ongoing bill review.

👉 Most cases are for bills $5,000 and above

What is Granted?

Granted is a medical bill review and resolution platform designed for any bill, at any point.

You can upload a bill as soon as it shows up and get a clear read on what’s going on.

With Granted, you can:

  • Upload any medical bill, EOB, or insurance document

  • See how it was processed and what you actually owe

  • Catch billing errors or insurance issues

  • Ask questions about your coverage

  • Decide what’s worth disputing or negotiating

  • Get help resolving the issue if needed

You can use Granted whether you have insurance, are paying out of pocket, or are still figuring out coverage.

👉 It’s built for ongoing use — not just one large case

Granted vs. Resolve Medical Bills: Key Differences

1. Bill size and scope

  • Granted: Works on bills of any size

  • Resolve: Focuses on larger bills, typically $5,000+

2. When you use each

  • Granted: As soon as a bill arrives

  • Resolve: After a bill becomes a larger issue or debt

3. Approach

  • Granted: Review first, then take action if needed

  • Resolve: Full negotiation from the start

4. Product experience

  • Upload a bill and get immediate feedback

  • Ask questions about charges or insurance

  • Decide what to do before escalating

  • Submit a case

  • Work with an advocate over time

  • Focused on negotiation and appeals

Resolve is not built for quick, bill-by-bill review — it’s designed for handling larger cases once they require escalation.

5. Pricing

Free to use — you only pay a capped percentage of savings (up to $200)

  • Typically ~10% of savings

  • May require an upfront deposit for larger bills

  • Minimum fees may apply

6. Types of problems handled

  • Billing confusion

  • Insurance processing issues

  • Coverage questions

  • Errors or unexpected charges

  • Negotiation when needed

  • Large balances

  • Medical debt or collections

  • Denied claims

  • Financial assistance and complex negotiation

Which is better for lowering medical bills?

Most people are deciding between:

  • Getting a second look before paying

  • Fixing a large bill that’s already become a problem

If you’ve just received a bill, Granted is usually the better place to start.

If you’re dealing with a large balance (typically $5,000+) and want someone to take over, Resolve may make sense.

Is Resolve Medical Bills worth it?

Resolve can be effective for large medical bills, especially when negotiation or financial assistance is required.

But it’s not designed for:

  • Smaller bills

  • Quick reviews before paying

  • Ongoing, bill-by-bill support

  • Understanding coverage or asking questions early

For most people, catching issues earlier leads to better outcomes.

When to use Granted

Use Granted if you:

  • Want to review a bill before paying

  • Have a bill of any size you don’t understand

  • Want to check how insurance processed something

  • Prefer to decide what to do before escalating

  • Don’t have insurance or are paying out of pocket

When to use Resolve Medical Bills

Use Resolve if you:

  • Have a large balance (typically $5,000+)

  • Are dealing with collections or unresolved debt

  • Want someone to fully take over negotiation

  • Are comfortable paying a percentage of savings

Granted vs. Resolve Medical Bills: Bottom Line

  • Granted is better for reviewing bills, catching issues early, and deciding what to do next

  • Resolve is better for negotiating large, complex medical debt

If you’re unsure about a bill, starting early gives you more control — and often better results.

Compare Medical Bill Help Options

If you’re exploring services like Resolve, it helps to see how different approaches compare:

Try Granted

Upload a bill and get a second look before you pay.

👉 Upload your bill