Weโ€™ll negotiate any medical bill for you

Granted finds savings and negotiates on your behalf. Only pay 10% of what we save. No savings, no fee.

50,000

Families trust us

10% Fee

Per amount saved

HIPAA

Aligned & secured

6MM+

Bills analyzed

We connect with over 1300+ insurances and patient portals to securely upload and monitor your bills

How it works

Never overpay on medical bills again

How it works

Never overpay on medical bills again

How it works

Never overpay on medical bills again

How it works

Never overpay on medical bills again

The healthcare system is broken

From duplicate charges to incorrect billing codes, the average patient is often overcharged by hundreds of dollars.

8 of 10 medical bills contain errors

MBAA

Source: Medical Billing Advocates of America, by Pat Palmer

93% of patients never dispute the charge

Source: Mercer, 2026 Survey on Health & Benefit Strategies

8 of 10 medical bills contain errors

MBAA

Source: Medical Billing Advocates of America, by Pat Palmer

93% of patients never dispute the charge

Source: Mercer, 2026 Survey on Health & Benefit Strategies

Hi! Iโ€™m Dayna. Iโ€™ve started reviewing your lab bill. We often negotiate savings of up to 50% on bills like this one.

Hi! Iโ€™m Dayna. Iโ€™ve started reviewing your lab bill. We often negotiate savings of up to 50% on bills like this one.

Granted saves customers on avg 74% on their medical bills

We find errors/overages and dispute them

We negotiate discounts for bills with high amounts

We apply for income based discounts

Our average case results in:

42

42

Hours saved

$785

$785

Dollars saved

ยน Average reduction among closed cases with a recorded reduction, Nov. 2024โ€“Aug. 2026. Results vary; not guaranteed.

Meet your dedicated health advocate

Every Granted case includes a dedicated health advocate who is an expert in insurance and bill negotiation.

Theyโ€™ll answer your questions and guide you through the process at no upfront cost. You only pay if we save you money.

Kailey Cutbirth

BCPA, 4 years experience

4.5

(95)

Kailey has 4 years of healthcare experience, handling insurance denials, appeals, and billing.

Insurance denials

Pregnancy

+1 more

Dayna Gadberry

BCPA, 13 years experience

4.6

(111)

Dayna has 13 years of experience handling genetic testing bills and provider call support.

Genetic testing bills

Complex negotiations

+1 more

Mya Gray

BCPA, 4 years experience

4.5

(11)

Mya has 4+ years in healthcare claims and negotiates lab and diagnostic bill discounts.

Negotiations

Medical Bill Coding

+1 more

Victoria Lopez

BCPA, 1 years experience

4.9

(37)

Victoria handles lab and genetic testing bills and is a Chronic Disease Coalition Ambassador.

Genetic testing bills

Financial Assistance

+1 more

Kailey Cutbirth

BCPA, 4 years experience

4.5

(95)

Kailey has 4 years of healthcare experience, handling insurance denials, appeals, and billing.

Insurance denials

Pregnancy

+1 more

Dayna Gadberry

BCPA, 13 years experience

4.6

(111)

Dayna has 13 years of experience handling genetic testing bills and provider call support.

Genetic testing bills

Complex negotiations

+1 more

Mya Gray

BCPA, 4 years experience

4.5

(11)

Mya has 4+ years in healthcare claims and negotiates lab and diagnostic bill discounts.

Negotiations

Medical Bill Coding

+1 more

Victoria Lopez

BCPA, 1 years experience

4.9

(37)

Victoria handles lab and genetic testing bills and is a Chronic Disease Coalition Ambassador.

Genetic testing bills

Financial Assistance

+1 more

Kailey Cutbirth

BCPA, 4 years experience

4.5

(95)

Kailey has 4 years of healthcare experience, handling insurance denials, appeals, and billing.

Insurance denials

Pregnancy

+1 more

Dayna Gadberry

BCPA, 13 years experience

4.6

(111)

Dayna has 13 years of experience handling genetic testing bills and provider call support.

Genetic testing bills

Complex negotiations

+1 more

Mya Gray

BCPA, 4 years experience

4.5

(11)

Mya has 4+ years in healthcare claims and negotiates lab and diagnostic bill discounts.

Negotiations

Medical Bill Coding

+1 more

Victoria Lopez

BCPA, 1 years experience

4.9

(37)

Victoria handles lab and genetic testing bills and is a Chronic Disease Coalition Ambassador.

Genetic testing bills

Financial Assistance

+1 more

Watch our AI instantly find ways to save

Meet the most advanced AI medical bill detection softwareโ€จโ€จ

Our AI has been trained on 100,000+ bills and helps you find common errors, duplicate charges, up-coding and more.

  • $540

    Saved

    Natera_Bill.pdf

    This lab bill from Natera contains duplicate $412 charges for your Panorama prenatal screening.

  • $1,350

    Saved

    AlignPT_Bill.pdf

    This bill is 3x higher than the normal market rate for a 1 hour physical therapy consultation (CPT 97161)

  • $860

    Saved

    MercyHospital_Bill.pdf

    Was charged as out-of-network, but should be fully covered under the No Surprises Act

  • $685

    Saved

    CityMedical_Bill.pdf

    This Emergency Room bill has a potential upcoding error that may have increased your bill by $685

  • $650

    Saved

    CVS_Pharmacy_Bill.pdf

    You paid $247 for this prescription, but an equivalent generic is available for less than $40 nearby

  • $1,125

    Saved

    Radiology_Bill.pdf

    This MRI was billed at $1,850 rate, but the provider offers a $725 self-pay rate you may qualify for

  • $540

    Saved

    Natera_Bill.pdf

    This lab bill from Natera contains duplicate $412 charges for your Panorama prenatal screening.

  • $1,350

    Saved

    AlignPT_Bill.pdf

    This bill is 3x higher than the normal market rate for a 1 hour physical therapy consultation (CPT 97161)

  • $860

    Saved

    MercyHospital_Bill.pdf

    Was charged as out-of-network, but should be fully covered under the No Surprises Act

  • $685

    Saved

    CityMedical_Bill.pdf

    This Emergency Room bill has a potential upcoding error that may have increased your bill by $685

  • $650

    Saved

    CVS_Pharmacy_Bill.pdf

    You paid $247 for this prescription, but an equivalent generic is available for less than $40 nearby

  • $1,125

    Saved

    Radiology_Bill.pdf

    This MRI was billed at $1,850 rate, but the provider offers a $725 self-pay rate you may qualify for

If we canโ€™t save you money itโ€™s free

If we canโ€™t save you money
itโ€™s free

Bill lowering and negotiation

10%

Granted takes a 10% fee on the amount we save you capped at $300

Features always free to you

Instant AI expert bill review

Dedicated health advocate

24/7 claim monitoring

Financial aid support

Insurance link + Benefits Review

If we canโ€™t save you money itโ€™s free

Bill lowering and negotiation

10%

Granted takes a 10% fee on the amount we save you capped at $300

Features always free to you

Instant AI expert bill review

Dedicated health advocate

24/7 claim monitoring

Financial aid support

Insurance link + Benefits Review

Live your life, while we negotiate in the background

Resolutions typically take between 15-45 days.

Your dedicated health expert will reach out if they need anything from you and update you along the way.

Negotiation in progress

Just submitted a formal billing appeal with your provider

Just now

Just spoke with senior account specialist from United

Just now

Negotiation in progress

Just submitted a formal billing appeal with your provider

Just now

Just spoke with senior account specialist from United

Just now

See how much you'll save

$
Target discount74%
20%100%
10% success fee-$222.00
You'd pay
$3,000.00$1,002.00
Your net savings$1,998.00
$
Target discount74%
20%100%
10% success fee-$222.00
You'd pay
$3,000.00$1,002.00
Your net savings$1,998.00

Granted can apply for your income-based discounts

More families are eligible than you may think. See if you qualify.

Granted old male user
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Income-based financial assistance

Nonprofit hospitals set an income limit for discounts, which is higher than expected.

Likely

Partial bill reduction

Many bills qualify for a partial reduction once your income is reviewed.

Likely

Large bill discount

High-cost bills usually have more room to negotiate.

Unlikely

Full bill forgiveness

Some hospitals write the balance to zero when your income is low enough.

Unlikely

Income-based financial assistance

Nonprofit hospitals set an income limit for discounts, which is higher than expected.

Likely

Partial bill reduction

Many bills qualify for a partial reduction once your income is reviewed.

Likely

Large bill discount

High-cost bills usually have more room to negotiate.

Unlikely

Full bill forgiveness

Some hospitals write the balance to zero when your income is low enough.

Unlikely

Real people. Real results.

Rebecca G.

Kevin C, NY

Uploaded a surprise ER bill to Granted. They handled billing, we saved hundreds.

Tom F.

David L, CA

Uploaded my ER bill to Granted instead of paying. Saved way more than expected.

Manuel

Leah L, IL

Had no insurance and no idea what to do. But Granted got my bill lowered.

Rebecca G.

Kevin C, NY

Uploaded a surprise ER bill to Granted. They handled billing, we saved hundreds.

Tom F.

David L, CA

Uploaded my ER bill to Granted instead of paying. Saved way more than expected.

Manuel

Leah L, IL

Had no insurance and no idea what to do. But Granted got my bill lowered.

Testimonials featured in videos or other promotional materials may include individuals who have received compensation or free service.

Your questions,
answered.

Granted old male user
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Start today and lower your medical bills