Activate Your Personal Health Advocate

Create a free account, connect your insurance or upload a bill, and we take it from there.

Then you owe us nothing. Our fee only applies when we actually save you money.

You may qualify for income based discounts. If you do, we help you get them and there's no fee for that work. We check eligibility for each bill when we review it, so it can depend on the provider and the bill.

Two things: a fee capped at $100 instead of our standard cap, and a $50 credit toward your fee on your first case. The credit comes off what you'd owe us, so your first case costs even less.

Once we finish negotiating, we pay your provider and then charge your card automatically for the negotiated bill amount plus our fee. You authorize this up front when you set your negotiation preferences, so there's no separate step at the end.

Creating an account, opening a case, and linking your insurance are free. For [School District] employees, if we lower a bill, our fee is 10% of what we saved you, capped at $100. If we don't save you money, you owe us nothing.

It depends on the provider and the type of bill. Some negotiations move as quickly as a few days, others take longer like a few weeks. We keep you updated as your case moves.

That's a temporary hold to confirm your card when you set up a negotiation. It isn't a fee, and it drops off.

It helps us monitor your bills more proactively but no. You can start by uploading a bill and connect your insurance later for a fuller review.

1. Connect your insurance or upload a bill. 2. Set your negotiation preferences and confirm your card with a $1 hold. 3. We review the bill, dispute any errors, and negotiate what you owe. 4. Once there's a negotiated amount to settle, we pay your provider, then charge your card for that amount plus our fee.

Upload or connect a cable, phone, or insurance bill. Rocket Money negotiates lower rates on your behalf. A success‑based fee applies only if we save you money.

If we can successfully negotiate your bill within your set negotiation preferences, your card will be charged for the bill amount and the Granted 10% fee. As part of negotiating, we can pay your provider directly when that locks in a lower price. You're still responsible for the cost, so we charge that negotiated amount back to your card along with our fee. We don't cover bills or make them disappear.

Granted can help with any medical bill Hospital and office visit bills, dental, vision, mental health, fertility care, physical therapy, prescriptions, lab and imaging charges, and denied or underpaid insurance claims. We can review any medical bill and if necessary, help you negotiate it.

No. We don't replace your insurance or pay your premiums. We work on the bills you already have, to make sure the charges are right and to lower what you owe where we can.

The Granted platform is free to use. Connecting your insurance, getting an expert bill review, and more are free. Granted charges a 10% fee, capped at $300 only on successful bill negotiations. If we save you $1500.

Granted is your personal healthcare advocate. Connect your insurance or upload a bill, and we review every charge, dispute billing errors, appeal denied claims, negotiate what you owe, and check whether you qualify for income based discounts. Free to start. You only pay a 10% fee based on your savings.

This is offered through your Mesquite ISD benefits, so your fee is capped lower and your first case includes a credit.