Your 2027 health plan, optimized

Tell us about your household, doctors and prescriptions once. In about 15 minutes, we compare the plans you can choose from on total yearly cost, check your doctors and prescriptions, and show you which plan fits best and why. Start a plan case in the app to get going.

Start a plan case in the app chat and answer one round of questions. We research the plans available to you in the background, then send back a suggested plan, a side-by-side comparison with estimated yearly cost, and the sources behind it. You choose and enroll on your own, with the steps from us.

About 15 minutes after you answer our questions. Your results show up in the app chat, so you can step away and come back.

Your ZIP code, the age of everyone who needs coverage, and your expected household income for next year. We'll also ask about doctors and hospitals you want to keep, your prescriptions, care you expect next year, and whether you'd rather pay less each month or less when you get care. If you've already told us something, we won't ask again.

A suggested plan with the reasons for it, a side-by-side comparison with estimated yearly cost for each option, and a PDF of each page we checked so you can review the sources yourself.

The premium is one part of what you pay. Deductibles, copays and prescription costs can make a low-premium plan cost more over a year. We estimate the full yearly cost based on the care you expect, so you can compare plans on what you'd pay.

Yes. We check your doctors, hospitals and prescriptions against each plan. Network information comes from public directories, which are sometimes out of date, so we suggest confirming with your doctor's office before you enroll.

Yes. We'll also price your last 12 months of claims against each plan, so you can see how last year's care would have cost on next year's options.

Yes. Upload the Summary of Benefits and Coverage for each option and what each costs per paycheck. We compare them on total yearly cost for your household. If we don't have those documents, we'll ask for them so the comparison is based on your actual options.

It works best in the states that use HealthCare.gov. If your state runs its own exchange, like California or New York, we use that exchange's plan information, and results may take more back and forth.

No. You enroll yourself, on HealthCare.gov, your state's exchange or your employer's benefits site. We give you the steps for your plan so you know what to do.

Yes. You can ask for one of our human health advocates at any time in the app chat.

We can answer questions and walk you through your Medicare options, but we don't price or compare Medicare plans. For plan pricing, Medicare.gov's Plan Finder is the best place to start.

Open enrollment for HealthCare.gov runs Nov 1, 2026 to Jan 15, 2027. Choose a plan by Dec 15 for coverage that starts Jan 1. If your state runs its own exchange, check its site for dates.

Yes. A new baby, a move or losing job-based coverage can let you change plans outside open enrollment. Start a plan case any time of year and we'll compare your options.

We use your information to compare plans for you. We never sell your data.