What is Granted?
Granted is your healthcare advocate. You upload a medical bill or connect your insurance, and our team and platform check every charge, dispute billing errors, appeal denied claims, negotiate balances, and check whether you qualify for income based discounts. Creating an account and opening a request are free. We only collect a small success fee if we lower a bill for you.
Through your FFGA benefit, your district has made Granted available to you as a covered perk, with a first-case credit and a lower fee cap than the standard rate.
Why medical bills are worth a second look
Industry research puts errors in about 40% of medical bills. Roughly 20% of ACA claims are denied, and fewer than 1% of denied claims are ever appealed. Most people don't have the time or the leverage to push back on their own. That's the gap Granted fills.
When we do lower a bill, the average reduction is 74% of the original amount. We've analyzed more than 100,000 bills for over 25,000 families.
What Granted does for you
Reviews your bills and Explanation of Benefits (EOB) documents for errors and overcharges
Disputes incorrect charges with your provider
Appeals denied insurance claims
Negotiates balances down where possible
Checks whether you qualify for income based discounts
We work on your side. When a charge is wrong, we say so and act on it.
How to get started
Create your free Granted account through your FFGA benefit link.
Upload a bill or connect your insurance so we can see your charges.
We review, flag anything that looks off, and tell you what we found and what happens next.
You approve any fee before we collect it. If we can't reduce a bill, you owe nothing.
FAQ
Is Granted free? Creating an account, opening a billing or claims request, and linking your insurance are free. A success fee applies only if we successfully lower a bill, and you see and approve it first.
Do I have to talk to my insurance company myself? No. We handle the disputes, appeals, and negotiation on your behalf.
What if Granted can't help with my bill? You owe nothing, and we'll point you toward another resource where we can.
Granted pricing, in short
Only pay 10% on what we save you. No upfront fees. The success fee is 10% of your savings, capped at $100 per bill. If we can't lower your bill, you pay $0.
What's free:
Continuous claim monitoring
Expert bill review
Bill and claim submission
24/7 chat support
Income based discount check and application
Insurance link and benefits review
The only fee: Bill lowering and negotiation, a 10% success fee on what we save you, capped at $100 per bill.
Start free. Create your Granted account through your FFGA benefit and upload your first bill.
